INTRODUCTION

• COVID-19 Stimulus and Bailouts

• The Secure Act

CHAPTER 2

• The client conversation

•  The taxable event summary 

CHAPTER 4

• My actual client seminar 

• My client survey 

• Sequestration the new buzz word 

• Publication 525 the two hidden exemptions

CHAPTER 6

• Larry Kotlikoff interview taxes will go up we’ve lost control  

• The inform act fiscal gap accounting the secrets the politicians hide off the books 

• Tax risk explained 

• What it will take to be prepared

BOUNES

• Refinance completely pre-tax and after-tax to tax-free without paying the taxes out of pocket

• The secret of the Mec building in benefits to choose higher retirement income ​

• Leveraged benefits turn $50,000 of savings into $300,000

• The most efficient secret life insurance structure combining a 7-pay 1035 exchange and a MEC. Plus the secret debt hack 

CHAPTER 1

• The problem

• Sets the stage

CHAPTER 3

• Publication 525 turn $500 into $500,000 tax- free.

• The problem repeated 

• Fiduciaries 

• Financial Education  that’s anti-life insurance 

• Long-term care 

CHAPTER 5

• A different ending to the destitute widow's situation

• Objection, " I don’t believe in life insurance "

• How to use your effective rate and ask one of the most important questions about preparing for your future 

• The Tax-free withdrawal privilege and how to use it

CHAPTER 7

• Story about anti-annuity articles 

• Online insurance brokers 

• Questions for your current advisors get them emailed to you  

• Test: Go to your brokerage’s website to get their projection for care

• Examples of major brokerages statistics​

• The poem